Calculate your exact Stamp Duty Land Tax (SDLT) instantly for UK residential properties, first-time buyers, additional homes, and non-UK residents.
Stamp Duty Payable
£0
Effective Tax Rate: 0.0%
Current rates for residential property in England and Northern Ireland. Scotland and Wales charge LBTT and LTT instead, on different bands.
0% up to £250k. 5% up to £925k. 10% up to £1.5m. 12% above.
0% up to £300k, then 5% from £300k to £500k. No relief at all above £500k.
3% surcharge on top of all standard rates for second homes and BTL.
Stamp Duty Land Tax (SDLT) is a progressive property tax in England and Northern Ireland paid when purchasing a property or tract of land above a specified price threshold. The amount of tax owed depends entirely on the property’s purchase price and the buyer's status.
How to calculate Stamp Duty: SDLT operates on a tiered slice system. For example, you pay 0% on the first threshold slice, 5% on the next slice, and so forth. Additional properties (like Buy-To-Lets) attract an automatic 3% surcharge on top of standard rates.
If you operate as a property investor, structuring your purchases via an SPV (Special Purpose Vehicle) limited company can drastically alter your tax footprint. Speak with specialized Landlord Accountants before acquiring new units.
These figures use 2026/27 rates for England and Northern Ireland and only the details you have typed in. Scotland and Wales set some of their own rates, and allowances, reliefs, other income and your tax code can all change the answer considerably.
We check the rates behind these tools against GOV.UK and believe them correct to the best of our knowledge, but we cannot guarantee the result is accurate for your circumstances and do not accept responsibility for decisions made on it. Please do not file a return or commit to anything on this figure alone — do your own research, and speak to a qualified accountant who can see your full position.
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