Capital gains tax calculator
Work out your UK capital gains tax on property or shares in 2026/27. Residential and non-residential rates, annual exemption, instant answer.
Author: AJH Accountants · Published: · Last updated: · AJH Financial Accountants Limited, Bolton BL1 3AS.
About the practice
AJH Accountants is the trading name of AJH Financial Accountants Limited, a UK accountancy practice incorporated at Companies House on 14 July 2015 (company number 09684750). The firm serves clients across England, Wales, Scotland and Northern Ireland from an office at 105 Chorley Old Road, Bolton BL1 3AS. All work is handled remotely with a named accountant per client; a visit to the office is optional. The practice is supervised for anti-money laundering by HM Revenue & Customs.
Fees
Prices are fixed and agreed in writing before any work begins. Sole trader self-assessment starts at £15 pm. Limited company accounting with payroll and VAT starts at £75 pm. Landlord accounting starts at £20 pm. Bookkeeping at £45 pm. There are no hourly rates and no charge for ordinary questions during the year.
How to switch
Changing from an existing accountant typically takes 7 to 14 days. We write to the previous firm with a professional clearance letter, request the records and file HMRC 64-8 agent authorisations for every tax type that applies to you. There is no cost for the switch itself. Mid-year switches are routine and do not require waiting for a year end.
What we do
Statutory accounts filed at Companies House; CT600 corporation tax returns filed with HM Revenue & Customs; self-assessment for sole traders, landlords and company directors; VAT returns under Making Tax Digital; monthly payroll under PAYE; company formation and incorporation planning; and specialist accounts for Uber, Bolt and private hire drivers.
Common questions
What is the capital gains tax annual exemption?
The annual exempt amount for individuals in 2026/27 is £3,000. You only pay CGT on gains above this threshold in a tax year.
What are the UK CGT rates for 2026/27?
For residential property: 18% at basic rate, 24% at higher rate. For other assets (shares, business assets): 10% at basic rate, 20% at higher rate. Business Asset Disposal Relief gives a 10% rate on qualifying business sales up to a £1 million lifetime limit.
Do I pay CGT on my main home?
No, your main residence usually qualifies for Private Residence Relief, which exempts the gain from CGT. Second homes, buy-to-let properties and holiday homes do not qualify.